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Short Sale Specialist

What is a short sale?

A short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage company agrees to a short sale, you can sell your home and pay off all (or a portion of) your mortgage balance avoiding foreclosure.

RiteHomes: Buy and Sell Homes in Bakersfield, CA

Simply put, a short sale occurs when a lender agrees to take less than the amount that is owed on a piece of property. The benefit of a short sale occurs when your net proceeds from a short sale are insufficient to cover your loan balance, but the lender agrees to take a lesser amount. A successful short sale includes the lender forgiving any remaining loan balance, clearing you from any future contractual obligations to the lender. Ritehomes.com will negoitate with the bank and sell your home for you. The bank pays the agent commission, leaving you at no out of pocket cost.

RiteHomes: Buy and Sell Homes in Bakersfield, CA

AVOID FORECLOSURE!

 Short sale is an alternative to foreclosure and may be an option if

  • You are ineligible to refinance or modify your mortgage

  • You are facing a long-term hardship

  • You are behind on your mortgage payments

  • You owe more on your home than it’s worth

  • You have not been able to sell your home at a price that covers what you still owe on your mortgage

  • You can no longer afford your home and are ready or need to leave

Speak to an agent today

Want to know your options? Give us a call at 661-888-4311 and we can answer all of your questions at no cost. 

"I want to avoid foreclosure, but I can't sell my home for

what I owe on my mortgage.
What can I do?"

We at Ritehomes.com can identify and implement the best possible Short Sale solution, which will help you avoid foreclosure. Our counseling and short sale services are provided at no cost. Once we have reviewed your situation we will negotiate with your lender to come up with a solution.  Speak to an agent today: 661-888-4311

What documents will I need?

Required Documents

Hardship Letter

Signed Letter of Authorization for all mortgages

 Most Recent Mortgage Statement for all mortgages

Financial Statement For any Salaried Borrowers on the Loan Note

 Last 30 Days of Paychecks

Last two years Tax Returns including all schedules

Last two years W-2 forms

Last 2 months of Personal Bank Statements including all pages

 

For any Self Employed Borrowers on the Loan Note

YTD Profit & Loss Statement

Last two years Personal & Business Tax Returns including all schedules

Last two months of Personal Bank Statements including all pages

Last two months of Business Bank Statements including all pages

 

If Any of the Following Documents Apply

Social Security Letter

Pension Letter

Disability Letter

Unemployment Letter

Lease Agreements for all property rentals

 

RiteHomes: Buy and Sell Homes in Bakersfield, CA
RiteHomes: Buy and Sell Homes in Bakersfield, CA

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RiteHomes: Buy and Sell Homes in Bakersfield, CA

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Call Today 661-888-4311

4900 California AveBakersfield, Ca, 93309 

  1-661-888-4311