5 Things To Know Before Buying a Home

Have you decided to buy a home? Then you've probably started thinking about schools, location, down payment, and more. It’s important to sit down with the family and discuss what’s really important to you. Here are a few important things you must know before you buy a house:

1. Home Size

When it comes to buying a home, you want to make sure it is big enough for your entire family, and any activities you may like to do. Keep in mind what the future may look like 5 years from now. What schools will your kids be attending? Will the backyard be big enough in a few years? A good thing to keep in mind is you can buy a home that fits the needs of your family now, and allow it to gain equity. This way you can use that equity for a down payment on a bigger home in the future. It all stems from where you see your future going.

2. Importance of Location

You know the saying, “location, location, location”! Before beginning your search it is a good idea to make up your mind regarding the location you may want to be in, or at least narrowing down a couple locations in which you would like to purchase a home. The choice of location is personal but you have to keep in mind the commute to work, health, education, and entertainment needs of your family before choosing a location.

3. Check out Your Credit Score

This is perhaps the most important criterion used by banks when looking at your loan application. You will want to start by speaking with a mortgage professional who can asses your credit score and let you know if you qualify to buy a home today. In some cases it may take 6-8 months to improve your credit score in order to purchase a home. Speak to a professional today from Academy Mortgage who can help you with the process.

4. Check out the Schools

Schools are important! Do your due diligence when selecting a neighborhood and the schools. Check ratings, academic awards, and overall ratings of the schools. Is the school involved in the community? Would you feel safe sending your child to that school? Do they have good sports programs? All things to keep in mind.

5. Consult a Professional Realtor

Whenever you begin the journey to buy a house, always take a real estate agent along with you. We are the pros! Our knowledge regarding the buying and selling strategies used in today's market can only help to give you an advantage when buying a home. Call a Ritehomes agent today with any questions at 661-888-4311 or visit us on the web at ritehomes.com.

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